Trust is the missing
layer in every deal.
SealDeal is a trust layer for online transactions between people who do not fully know or trust each other yet. Money should move only when the transaction state, payment evidence, internal ledger, and authority rules agree.
The problem
A buyer pays first and never receives the promised file, service, or product.
A seller starts work without proof that the buyer has funded the deal.
A dispute happens, but there is no clear record of what was agreed.
A platform admin can move money directly — too much power, too little accountability.
The core problem is not only payment. It is controlled settlement.
How SealDeal solves it
An Autonomous Settlement Engine — ASE — decides whether a financial action is allowed.
The app can request money movement.
Only ASE can authorize it. The payment provider only executes what ASE approves.
Money never moves without your confirmation.
ASE checks transaction state, ledger rules, user trust, KYC policy, and admin boundaries before allowing release, refund, or payout.
Triple redundancy.
Every financial action is verifiable by the internal ledger, provider confirmation, and an independent event record.
The flow
Buyer funds deal
ASE verifies state
Seller delivers or rejects
ASE authorizes payout or refund
If any part disagrees, SealDeal stops and reconciles before money moves.
Why this matters
SealDeal's real product is not just escrow. It is confidence — buyer confidence that payment is protected, seller confidence that the buyer has funded, platform confidence that money follows rules, and regulator confidence that decisions are auditable.
That is why the architecture is strict. The strictness is not decoration — it is what lets the product survive real financial edge cases.
Help us build a safer way to buy and sell online
Many Nigerians face fraud and trust issues when making online transactions. This survey takes less than 3 minutes and helps shape a solution made for you.